If you prefer that we do not use this information, you may opt out of online behavioral advertising. … That's why we waive our monthly maintenance fee for qualifying students layer. Bank of America offers a wide range of checking accounts for you to take advantage of, allowing you to take charge of your finances. You simply can't write checks. A basic checking account without overdraft protection or check-writing abilities, but lower monthly fees. You can always refer to our clarity statement if you have questions about your account. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. The monthly maintenance fee and key features are the same: Get help spending only what’s in your account to help avoid going into overdraft, Footnote 2 pay no overdraft fees and get convenient access without paper checks. Declaración de Claridad® de Bank of America® Bank of America Advantage SafeBalance Banking ® Descripci ó n general de los cargos y las pol í ticas clave Cargo de Mantenimiento Mensual $4.95. Bank of America Advantage SafeBalance Banking® Bank of America Advantage Plus Banking® Bank of America Advantage Relationship Banking® Good if you want a way to help stay … Overview of key policies and fees. If you link an Advantage SafeBalance account to your Advantage Relationship account, the balance will qualify toward the combined balance required to avoid the monthly fee on the Advantage Relationship account. Bank of America offers one checking account with 3 settings. Bank of America ATM network and fees. Students under age 24 are eligible for a waiver of the monthly maintenance fee for the Advantage SafeBalance and the Advantage Plus setting while enrolled in a high school, college, university or vocational program. Track your habits and set up budgets to take more control over your money. A lifetime of changes. We strive to provide you with information about products and services you might find interesting and useful. Depending on what type of account you have, the checking account monthly maintenance fee can vary.. It does come with the option to purchase paper checks and it is a bit easier to meet the monthly requirements to waive the … Bank of America Advantage SafeBalance Banking Checking Account: $4.95 (can be waived) $25 : 0.00% : Bank of America Advantage Plus Banking Checking Account: $12 (can be waived) $100 : 0.00% : Bank of America Advantage Relationship Banking … The Advantage Relationship checking account comes with a Bank of America Visa debit card to use almost anywhere. Monthly Maintenance Fee. Earn a $100 offer when you open a new Bank of America Advantage Account and meet all the requirements. Last month, MONEY named Bank of America the “Best Bank for College Students” and selected the Advantage SafeBalance Banking account as best for students. How can I open a checking account with Bank of America? Advantage SafeBalance: This setting has no overdraft fees – you can only spend what you have. How do I find my checking account number? Member FDIC. No problem. Simply select an account, enter your personal information, verify your information and choose features & funding options. I did some research on this Advantage fee and it seems it applies to people with an Advantage checking account, who keep average balances less than $5,000. 2. So, even if you do write a check, it will be declined, and returned unpaid, no matter whether you have enough money in your Advantage SafeBalance Banking balance or … Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Member FDIC. Bank of America Surpasses 1 Million Advantage SafeBalance Banking® Accounts MONEY Magazine Recognizes the Company and Account as “Best for College Students” Charlotte Bank of America Advantage SafeBalance Banking®, one of the first banking accounts to eliminate overdraft fees, is on track to surpass 1 million accounts this month. Bank of America Advantage SafeBalance Banking ® Bank of America Advantage Plus Banking ® Bank of America Advantage Relationship Banking ® Open now: Open now: Open now: Minimum opening deposit: $25. Checking accounts are sometimes interest-bearing. Interest Checking is now Advantage Relationship Banking. You can apply online for a checking account, savings account, CD or IRA. Please note, you won’t be able to continue using paper checks if you switch into the Advantage SafeBalance account setting. Have at least one qualifying direct deposit of $XXXX+ Learn about qualifying direct deposits, Maintain a combined balance of $XXXX or more in eligible linked accounts Learn about combined balances. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Relationship-based ads and online behavioral advertising help us do that. The SafeBalance Banking account has a monthly maintenance fee of $4.95. Verify your identity in the app now to sign in to Online Banking. Non-Sufficent Funds (NSF): Returned Item fee. Instead, they offer three tiers of their “Bank of America Advantage Banking” account. The minimum opening deposit is $100. At account opening, choose an Overdraft Setting. Bank of America Checking Account Fees. Bank of America Advantage Plus Banking– $100 opening deposit, $12 monthly f… Advantage SafeBalance Banking accounts are now eligible for our Preferred Rewards and Banking Rewards programs and benefits, including monthly maintenance fee waivers. Can I keep using my current account with no interruptions? $4.95. Checkless banking with flexible ways to pay, Everyday banking with more ways to waive the monthly fee, Perks for higher balances, like fee waivers and interest. Bank of America’s Advantage Plus checking account is probably what more folks will be interested in, assuming you have the $100 deposit required to open one. We remember what it's like just starting out. Need to access your account quickly? Bank of America®Clarity Statement®. Fees range from $4.95 to $25 but are all waivable by meeting certain requirements. Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or … Bank of America Advantage SafeBalance Banking®: $4.95, may be waived as long as you’re enrolled in Preferred Rewards. Bank of America Advantage SafeBalance Banking® — $4.95 per statement cycle, though this can be waived with enrollment in Preferred Rewards Bank of America Advantage Plus Banking® — $12, but this fee is waived if you meet minimum direct deposit or minimum daily balance requirements or enroll in Preferred Rewards After November 20th, you can switch between any of the 3 Advantage Banking account settings if your financial needs change. SafeBalance Banking ® is now Advantage SafeBalance Banking. To see if you’re targeted make sure that you check your “Activity Center” for the offer. Advantage Plus Banking: The minimum opening deposit for this setting is $100. Know now and react fast to important account changes. What you’ll get: $100 offer Eligible account: Bank of America Advantage Plus Banking, Bank of America Advantage Relationship Banking or a Bank of America Advantage SafeBalance Banking … SafeBalance Banking® is now Advantage SafeBalance Banking. Bank of America Advantage SafeBalance Banking® Checkless banking that helps you stay within your balance Get help spending only the money you have available Pay with a debit card, Mobile or Online banking – no paper check writing Core Checking is now Advantage Plus Banking. Just schedule an appointment at a financial center or call the number on the back of your debit card. based on 91107 zip code. Please enter the zip code for your home address so we can give you accurate rate and fee information for your location. Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device. We strive to provide you with information about products and services you might find interesting and useful. How to avoid the monthly maintenance fee each statement cycle. Your monthly maintenance fee, account number, checks and debit cards remain the same, and there’s no need to update your digital wallets or Zelle® registration. Set custom alerts and savings goals. Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill investment accounts of at least … Your Bank of America Advantage Banking Account offers you the ability to choose from and switch between three account settings. These ads are based on your specific account relationships with us. To waive the m… Equal Housing Lender new window. The monthly maintenance fee and key features are the same: Get help spending only what’s in your account to help avoid going into overdraft, pay no overdraft fees and get convenient access without paper checks. Bank of America Advantage SafeBalance Banking– $25 opening deposit, $4.95 monthly fee waived for eligible students or enrolees of Preferred Rewards 2. They also offer a student banking account. It also gives you access to the second largest bank-owned ATM network, with over 16,000 fee-free ATMs in the US. Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone. Not sure if Relationship is right for you? Safer sign-in, card locking features and more. Request a digital card through our mobile app. At account opening, choose an Overdraft Setting. Applies to each item that we pay into overdraft. Need your new card fast? You can avoid the Monthly Maintenance Fee when you enroll in the Preferred Rewards program (first. All rights reserved. Have at least one qualifying direct deposit of. $25. $100. Member FDIC. All rights reserved. Bank of America Advantage SafeBalance Banking®, one of the first banking accounts to eliminate overdraft fees, is on track to surpass 1 million accounts this month. Your account number can be displayed by clicking the Show link in the Account Details section. Scroll down and click Advantage SafeBalance, then Open … Bank of America Advantage SafeBalance requires a minimum initial deposit of $25 to open an account. Not sure if SafeBalance is right for you? The monthly fee can be waived if you are a student under 24, or if you are enrolled in Preferred Rewards. You’ll keep the same account number and debit card even after you’ve switched. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Bank of America is offering a $300 bonus for targeted customers who receive a direct communication and already have an existing relationship with the bank. Generally, these are account minimums or enrollment in the Preferred Rewards program. The Bank of America Advantage SafeBalance Banking comes with a lower monthly fee, no overdraft fees, and no checks, so if you don't mind a checkless checking account solution, and would like to avoid overdraft fees without additional overdraft protection, maybe it'd be better to open an Advantage SafeBalance Banking. Advantage SafeBalance Banking Checking Account - $100 Bonus; Bank of America: Pricing information from published website as of 1/16/2021. 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