Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Annual Fee. The Chase Southwest Premier Card has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel 365. Still, the Propel Card offers standard trip protection benefits like secondary rental car insurance, trip cancellation coverage, and baggage delay reimbursement. Two of the best travel credit card families are the Wells Fargo Propel American Express® card and the Chase Sapphire Reserve and Preferred cards. It's great for All Rewards. Wells Fargo Propel American Express® card full terms and conditions. However, it does include a 20000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks. Wells Fargo's banking business is dominated by retail banking, supplemented by wholesale banking and personal finance. There's no limit to the amount of bonus Go Far Rewards Points you can earn spending in these three four categories and no limit to the amount of Go Far Rewards Points you can earn with the card overall. The introductory 30,000 bonus points offer for spending $3,000 in three months gives cardholders a sizable chunk of points to spend on travel, gift cards, or cash redemption – all for no annual fee. Earn 3x points for each $1 you spend at U.S. Gas Stations, 2x at U.S. After that, a 14.49% to 24.99% (variable) APR applies. Winner: Wells Fargo Propel American Express® card. 9. The…. However, your points can also be worth less than 0.8 cents depending on the cash value of your travel booking. The Wells Fargo Propel American Express Card becomes an incredible option for gas purchases when you pair it with the no-fee Wells Fargo Visa Signature® Card. Triple points on dining, transportation, and travel categories are great, but the addition of 3x points on streaming services is the cherry on top of the sundae. 1Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at U.S. retailers whose merchant code for American Express is classified as gas station and automated fuel dispensers (gas purchases at warehouse/membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not earn bonus points) and two rewards points (1 base point plus 1 bonus point) per $1 spent on net purchases at U.S. retailers whose merchant code for American Express is classified as eating places and restaurants, drinking places, and fast food restaurants (caterers and bakers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises may not earn bonus points). Member FDIC. Earn 3X points for however you fly and stay, ride and drive. If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. If you are curious about other cards that don’t have an annual fee, check out our post on some of the best no annual fee travel credit cards. Historical Offers Chart Share this post with friendsIf you like this post, don't forget to give it a 5 star rating! Like the Sapphire Preferred, your points are worth 1 cent each for cash and gift cards. You cannot earn a relationship bonus on points that are earned as either bonus points or as promotional points. A second reason is that the Wells Fargo Propel doesn’t have an annual fee but the Chase Sapphire cards do. One rewards point will be earned per $1 spent on other net purchases. We may receive compensation when you click on links to those products. If you own an eligible checking or savings account, you will earn a 10% relationship bonus. Browse Wells Fargo cards & read user reviews. While the Wells […] Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. For the Chase Sapphire Reserve, you will need to have excellent credit. Our Rating: 4 Out of 5 Stars. A no-annual-fee rewards card offering triple rewards points on eating out and ordering in, travel and transit, and popular streaming services 2 Plus 30K bonus points after spending $3,000 in the first three months 3. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Keep in mind, the Wells Fargo Propel has a $0 annual fee, while the Capital One Venture has a $95 annual fee. For an explanation of our Advertising Disclosure, visit this page. Earn 3x points on Airlines and 2x points at Hotels and 1x on other net purchases (purchases minus returns/credits)1.You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Below are the standard signup bonuses for each card as well as their travel award value. The Wells Fargo Propel American Express® Card earns Go Far Rewards® points that can be redeemed for travel, gift cards, digital downloads, merchandise, or a statement credit. The Propel is also the only Wells Fargo metal credit card. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel 365 American Express® Card for details. The Wells Fargo Propel features 4 bonus categories which are travel, dining, gas station, and streaming services. Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. You can your KrisFlyer miles for a Singapore Suites cabin for one of the best first-class award experiences. Wells Fargo Propel American Express® Card doesn't offer a cash signup bonus. This compensation may impact how and where The Wells Fargo Propel American Express card is a great card for just about anyone with good to excellent credit, as the many benefits it offers provides most with some sort of worthwhile gain. Many people in … The card details on this page have not been reviewed or provided by the card issuer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. This portal is powered by Expedia so the 25% travel redemption bonus applies to flights, hotels, rental cars, cruises, and tours. Another card perk is that the points you earn with this credit card can be combined with points earned on other Wells Fargo credit cards. Does Wells Fargo Propel American Express® Card offer an annual loyalty bonus? This benefit comes standard with several other Wells Fargo credit cards and provides up to $600 in protection per claim. No Foreign Currency Conversion Fee. And if you’re interested in aesthetics, all three cards are some of the best metal credit cards you can have in your wallet. Still, this card has some of the best trip protection benefits with a reasonable $95 annual fee, compared to the Reserve’s $550 annual fee. Be among the first to buy tickets to some of the best concerts, Broadway shows and sporting events nationwide. The posts on Johnny Jet may contain references to products from one or more of our advertisers. 50,000 Bonus Points. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. Earn unlimited 3x Wells Fargo Go Far Rewards points per $1 on these purchases: All non-bonus purchases earn 1x point per $1 spent. Wells Fargo Propel American Express ® card . The three choices in this Wells Fargo Propel vs Chase Sapphire review are all good options to consider. Capital One VentureOne: $0 Wells Fargo Propel: $0. Pay your monthly cell phone bill with your Wells Fargo Propel card and you’ll … The Wells Fargo Propel American Express® Card comes with a giant signup bonus, 3x points in popular spending categories, and an important benefit many consumers truly crave — no annual fee. The Wells Fargo Propel 365 American Express ® Card. The Wells Fargo Propel American Express earns rich rewards on broad spending categories. Your Chase Sapphire Preferred Ultimate Rewards points are worth 1.25 cents when booking any award travel on the Chase Ultimate Rewards travel portal. The Wells Fargo Propel American Express Card is a solid choice for anyone looking to build points strictly through travel, dining, and select streaming services. The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). The Wells Fargo Propel 365 has an average interest rate, a low annual fee, and an average redemption value compared to similar cards. American Express CONNECT brings it all together, making it easier for you to take advantage of your Cardmember benefits. We may receive compensation when you click on links to those products. When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you'll get up to $600 of protection (subject to $25 deductible) against covered damage or theft. Your points are worth more when redeeming for travel. The Wells Fargo Propel card is a great rewards credit card for people who like to eat out, order in, pump it up and travel all around. The Wells Fargo Propel 365 has an average interest rate, a low annual fee, and an average redemption value compared to similar cards. The Chase Sapphire Preferred benefits include many of the same trip protection benefits as the Sapphire Reserve. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Additional benefits are the Wells Fargo Propel’s weakness. You may not earn bonus points for airfare or hotels purchased as part of vacation packages or if purchased through third parties, including third-party travel agents or aggregators. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Use WalletHub’s unique tool and compare Well Fargo credit cards with $0 fees, 0% APRs & great rewards. When applying for new credit … 4.8/5.0 Our Review » Earn 20,000 bonus … Just make sure you pay your monthly bill with the Propel to qualify for the bonus. The Wells Fargo Propel card’s 20,000 point signing bonus is also worth a look. But, the best one for you depends on your spending habits and your travel goals. However, the coverage amounts are usually less and you won’t get other premium benefits like an annual travel credit, lounge access, or free Global Entry. Wells Fargo Propel American Express ® Card Terms and Conditions. You Wells Fargo Propel points are worth 1.5 cents each when booking award flights on the Wells Fargo Travel Center. The minimum recommended credit score for this credit card is 700. One rewards point will be earned per $1 spent on other net purchases. Wells Fargo Propel World American Express Card Review Application Link You can’t apply online. You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. This makes those 30,000 signup bonus points worth $450. Non-bonus spending earns 1x point per $1. Rated 5/5 stars by our editorial team. Gas: gas stations and automated fuel dispensers (gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations or automated fuel dispensers). The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service. With the Chase Sapphire Preferred® Card, each Ultimate Rewards point is worth 1.25 cents for any award travel booked on the Chase Ultimate Rewards travel portal. When you combine your points earned from the Propel with the points earned with the Visa Signature, you can redeem all your Go Far Rewards points for 1.5 cents each toward the purchase of airfare. Wells Fargo credit card offers, top picks of 2021. Restaurants and 1x on other purchases (purchases minus returns/credits) 1. It offers a minimum return of 3% for all of these purchases and can hold it's place against popular travel cards such as the AMEX Gold Card and luxury cards such as the Chase Sapphire Reserve . Click here to sign on to your Wells Fargo account(s). All three cards earn bonus points on travel purchases. (Photo by John Gribben for The Points Guy) There are three cards on the market that you can compare with the Propel Amex. Wells Propel Card. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. The current list of eligible streaming services and additional details of what services and fees are included/excluded for bonusing are available at: wellsfargo.com/propelstreaming. " The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. These cards are on the shortlist for most travel buffs for the valuable point redemption options. If you are designated as being in the Wells Fargo Private Bank, you will earn a 50% relationship bonus. Go Far Rewards® can be redeemed for a variety of things, including travel, gift cards, digital downloads, auctions, merchandise, or a statement credit. Instead, make a purchase with your Sapphire Preferred and redeem your points as a cash statement credit if you prefer cash rewards. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. Your points are worth 1 cent each for cash and gift card rewards on all three cards. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Most credit card offers require very good credit. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Your points for other travel and cash redemptions are only worth 1 cent each. Your points can easily be worth between 2 cents and 6 cents each, depending on which airline you transfer your points to. Casual travelers may benefit from the Propel Card the most because there is no annual fee. We compared them to find your best option. PNC Points Card and Wells Fargo Propel 365 Comparision Review The Wells Fargo Propel 365 has a higher redemption value and more valuable sign-up bonus than the PNC Points Card. Simply use your eligible Wells Fargo Propel® World American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and … You will also need a minimum $25 rewards balance to redeem for gift cards or online cash rewards. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. You can also transfer your points at a 1:1 ratio to over 12 airline and hotel loyalty programs where they can be worth more than 1.5 cents each. 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